Ken, you’re absolutely on the right track, thinking about direct income allocation without invoices, especially for a café setup where daily card payments are routine. In Crunch, while it’s invoice-centric by default, you can still record income manually by creating a “Money In” transaction from your bank feed and categorizing it directly under relevant income types like food/drink, taxable/non-vatable. It’s not as seamless as Freeagent’s split allocation, but you can use custom categories or notes to track splits. Also, if your system feels slow while managing these entries or reports, it might be worth checking for a PC bottleneck; sometimes hardware limitations affect accounting software performance too.
